Over Your Head: Roofing & Home Protection Insights

How to Read Your Insurance Estimate After a Roof Claim

How to Read Your Insurance Estimate After a Roof Claim

James Reans
Published on: 02/09/2026

Confused by your roof insurance estimate? Learn how to read RCV, ACV, depreciation, and overhead line items so you know exactly what you're owed.

Insurance Claims
Illinois vs Iowa: How Roofing Insurance Rules Differ Across the Quad Cities

Illinois vs Iowa: How Roofing Insurance Rules Differ Across the Quad Cities

James Reans
Published on: 10/08/2026

Illinois and Iowa handle roofing insurance claims differently. Here's how matching rules, deductibles, and claim deadlines vary for Quad Cities homeowners on both sides of the river.

Insurance Claims
Recoverable Depreciation Explained: Getting Your Full Insurance Payout

Recoverable Depreciation Explained: Getting Your Full Insurance Payout

James Reans
Published on: 07/08/2026

Recoverable depreciation is money your insurance company owes you after a roof claim, but only if you know how to collect it. Here's how Quad Cities homeowners get their full RCV payout, step by step.

Insurance Claims
Does Homeowners Insurance Cover Siding Damage? What Quad Cities Homeowners Should Know

Does Homeowners Insurance Cover Siding Damage? What Quad Cities Homeowners Should Know

James Reans
Published on: 17/07/2026

Does homeowners insurance cover siding damage in the Quad Cities? See which causes are covered, what's excluded, and how to file a siding claim the right way.

Insurance Claims