Over Your Head: Roofing & Home Protection Insights

Understanding Roof Insurance Deductibles During Spring Storm Season in the Quad Cities

Understanding Roof Insurance Deductibles During Spring Storm Season in the Quad Cities

James Reans
Published on: 02/04/2026

As spring storm season picks up across the Quad Cities, homeowners often focus on wind speed, hail size, and whether a roof claim will be approved. One part of the insurance process that causes just as much confusion, however, is the deductible—specifically how it works, when it applies, and what homeowners are actually responsible for paying.

Insurance Claims
Understanding Roofing Insurance Deductibles: A Homeowner’s Guide

Understanding Roofing Insurance Deductibles: A Homeowner’s Guide

James Reans
Published on: 07/11/2025

A Quad Cities homeowner's guide to roofing insurance deductibles: what you actually owe on a roof claim, how deductibles work, and how to plan for one before a storm.

Insurance Claims
Understanding Roof Warranties: What’s Actually Covered?

Understanding Roof Warranties: What’s Actually Covered?

James Reans
Published on: 19/10/2025

What does your roof warranty actually cover? A Quad Cities homeowner's guide to manufacturer vs. workmanship warranties and reading the fine print.

Roofing
Understanding Ice Dams & How to Prevent Them

Understanding Ice Dams & How to Prevent Them

James Reans
Published on: 11/10/2025

How ice dams form on Quad Cities roofs and practical ways to prevent them, protecting your shingles, gutters, and attic from winter water damage.

Roofing