What Insurance Adjusters Look for During Roof Inspections

How to Prepare for a Fair Evaluation of Your Claim

When you file a roof claim, the insurance adjuster’s inspection plays a major role in determining your payout. Knowing what they look for helps you prepare.

✅ Shingle Condition

Adjusters check for missing, cracked, or creased shingles, as well as hail impact marks that cause granule loss.

✅ Soft Metal Damage

Gutters, vents, and flashing often show hail dents more clearly than shingles. Adjusters use these as evidence of storm severity.

✅ Evidence of Leaks

Interior water stains, damaged decking, or attic moisture can confirm active roof leaks.

✅ Code Compliance Issues

Adjusters may also evaluate whether repairs require code upgrades—such as underlayment, flashing, or ventilation.

Final Thoughts

Understanding what adjusters look for helps you know whether their report is accurate—or if items were missed. Having a contractor present during the inspection strengthens your case.

✅ Need help with a roof inspection or claim review?
Twin Bridge Roofing & Construction works alongside homeowners to ensure nothing is overlooked during the insurance process.

📞 (563) 655-4902 | 🌐 www.roofqc.com